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Wednesday, 16 February 2022

How To Care for Your Pet Without Going Broke

Pet ownership appears to be straightforward on the surface. Pets bring unconditional affection, companionship, and, for many, a sense of family, while humans provide for their fundamental requirements (food, water, shelter, activity, and health care). Veterinary medicine has advanced to the point where pet owners can now treat ailments that were previously thought to be incurable.

When we look at the costs connected with these solutions, however, there are a number of significant difficulties to consider.

6 Financial Tips for Pet Owners

What can pet owners do to ensure that their dogs receive high-quality veterinarian care without going into debt or feeling guilty? I have six suggestions for you.

1. Preventive measures should be taken. Vaccination, heartworm, flea, and tick prophylaxis, and deworming are all common preventive measures in veterinary medicine. These occurrences are most common during yearly examinations, which are suggested for all pets, regardless of age, breed, or gender.

When it comes to the benefit to their pet's health, owners sometimes struggle to appreciate the relevance of these measures.

2. Take into account the environment. Certain infectious diseases are more common in specific geographic areas (for example, Lyme disease in the Northeast) or among specific demographic groups (e.g., outdoor cats are more at risk for contracting feline leukemia). As a result, having an open and honest conversation with your veterinarian about your pet's individual hazards may assist adapt these annual tests to the needs of that specific patient.

3. Investigate pet insurance. Pet insurance is one option for easing the financial strain of health-care expenses. Plans can be purchased and adjusted to a specific pet's (or owner's) needs, which can greatly lessen the financial burden on owners, particularly in the case of emergency crises or chronic conditions.

Because policies may not cover pre-existing conditions, many pet owners find that purchasing plans when their pets are young and healthy provides the best value.

4. Purchase prescription medications from a different source. Prescription drugs are frequently available outside of the veterinary clinic, either through "human" retail pharmacies or on the internet. Generic versions of drugs for pets are less expensive than brand names, just as they are for humans.

Inquire with your veterinarian about a less expensive source for prescription medications. It's possible that you'll have to phone numerous pharmacies and weigh your options, but it'll be well worth your effort.

5. Seek financial assistance. Several organizations provide financial support to business owners who can prove their necessity. Owners may be eligible for grants or loans to assist with the cost of treatment for specific illnesses or even ordinary care.

Senior individuals, pet owners with several pets, and those who have served in the military or emergency services may be eligible for discounts from some veterinarians (police, firefighters, EMTs, etc.).

It's also conceivable that your veterinarian will work out a payment plan with you. It's never a bad idea to inquire!

6. Carefully select your pet's medical care. While there are some veterinarians that provide low-cost services, I would advise pet owners to be cautious when making decisions about their pet's health care based solely on price. The adage "you get what you pay for" holds true in many aspects of life.

For example, one hospital's procedure may be substantially less expensive than another's, but is this because no pain meds are given? Or is it because the patient is not monitored when under anesthesia or when an IV catheter is in place during surgery? In some situations, cutting corners may save money, but also puts the animal at greater risk of complications or death.

The best advise I can give is to be open and honest with your veterinarian about your worries, and to work together to develop a plan that puts recommendations for your pet's health over your personal and financial concerns.

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